Tlhakiso Stokvel helps South African stokvels keep clear, shared records of contributions, loans, payouts, burial claims and meetings — so every member can see exactly where the group stands. Your money stays in your group's own bank account.
A record-keeping and transparency tool for the whole group — not a bank.
Record who paid what and when, with auto-matching references and a live per-member balance.
Track loans to members with flat, simple or compound interest and a full repayment reconciliation.
Log disbursements the group made from its own account — individually or for all members at once.
Covered-family registers, waiting periods, death-certificate uploads and member-lodged claims.
A living, versioned constitution and structured meeting minutes, viewable by every member.
Upload a statement and reconcile it against members — contributions, loans, interest and fees.
Everything the app stores and our users need.
A step-by-step guide: create a group, record contributions, import a bank statement, manage loans, payouts and claims.
What we collect, how we use it, and your rights under POPIA and GDPR.
How to delete your account and personal data, and what happens to group records.
The terms that govern your use of the app.
Contact us and read answers to common questions.
Tlhakiso Stokvel